Jay is not a top 10 quarterback because he still is very inconsistant. A good quarterback can make the players around him better. It is nice having a #1 wr on you team or a very good TE but a elite quarterback can make an average wr into a stud.
Joe Flacco -unless he is playing against the steelers
Matt Cassels or Matt Schaub
Michael Vick - I would consider him ore of a running back.